How to compare credit cards

3. Steps to Credit Card Comparison
1. Do you have a balance? - This is the first crucial quesiton. If you do carry a balance you should consider low interest cards and perhaps a balance transfer. If you don't then you might want to consider rewards cards.
2. Compare the rate you currently get - Call up your bank or check your statement for what rate you currently get for your purchases and your annual fee.
3. Apply online - It saves you time applying online because you don't have to call anyone and you don't need to go into a bank.